the dole - to claim or not to claim

young people penalised

Jump to Page: 1
jenny bowman

Send a message to this user
Posts: 55
Posted At: 18/11/2009 14:11:01


We have five children, two in their 40s now, and three late 20s and early 30s. None of our children have every claimed unemployment benefit. The two older ones are in work and have been for many years now. Of the younger three, one has been to University and worked weekends and holidays, but still ended up with a student debt. The other two have done college and worked on and off for many years. At times when they have been out of work we have supported them. Our youngest son recently finished a seasonal job, and is now out of work. He has moved back home as with no work he could not keep his rented flat. There seems to be nothing around in our area.........but because he has never claimed unemployment he is not entitled to any of the Govt. help back to work grants that are given to businesses to encourage them to employ the unemployed. So........for having cost the Govt. nothing, he cannot now get various benefits. If he had constantly had his hand out every time he was between jobs, he would get more help now. He has just signed on for the first time in his life............
backpacker

Send a message to this user
Posts: 2978
Posted At: 18/11/2009 14:22:04

He should sign on whenever he needs to. He pays his National Insurance when in work for just that reason. It is also important to sign on to receive National Insurance credits. It's a long time off but these credits are important when pension calculations become necessary. Also had he signed on and qualified for help with his housing costs he may have been able to keep his flat.
Delilahcat

Send a message to this user
Posts: 8395
Posted At: 18/11/2009 19:07:48

Sound advice backpacker.
Sounds like misplaced pride to avoid claiming benefits that you have paid for and preferring to take money off your mum and dad. As backpacker says he would have probably qualified for housing benefit and been able to keep his flat. What if you did not have the money to support him?
Truebluelady

Send a message to this user
Posts: 7899
Posted At: 20/11/2009 14:58:45

I couldn't agree more with Backpack. He needs to sign on to keep his NI up, or it could affect his pension in the future.

Hope he can find something now, even if only a postie for Christmas

backpacker

Send a message to this user
Posts: 2978
Posted At: 20/11/2009 15:01:07

Crikey, two people agreeing with me!

I must be losing my touch. Big cheesy grin
Wychwynd

Send a message to this user
Posts: 201
Posted At: 21/11/2009 11:23:07

Quoting backpacker (20/11/2009 @ 15:01:07):
Crikey, two people agreeing with me!

I must be losing my touch. Big cheesy grin


Three - you're spot on.
daffydilly

Send a message to this user
Posts: 4231
Posted At: 21/11/2009 17:43:59

He should sign on, but BEWARE:

I signed on as unemployed on 2 November. I have since worked for 2 days (on 12 and 13 November) as a supply teacher. This was casual work and I haven't yet been paid. I worked for a total of 10 hours, which means I remain unemployed and "signed on" (under 16 hours), but I will eventually be paid £240 gross, which means I can claim no money for the week. I knew when I took the work that I wouldn't receive any JSA for that week (fair enough), but you wouldn't believe the amount of paper filling this work has generated. Good job I'm unemployed for most of the week, because it's going to take a few hours to complete all the forms. :-(
Oldjim

Send a message to this user
Posts: 1051
Posted At: 21/11/2009 21:30:26

Quoting backpacker (20/11/2009 @ 15:01:07):
Crikey, two people agreeing with me!

I must be losing my touch. Big cheesy grin


Me agreeing an' all backpacker. As has been said, if he doesn't sign on when nil work then there's nil NI contributions being credited. He should check out the state of his NI with the local office. Does he keep the Taxman informed of his unemployment?

Someone else mentioned other benefits - depending on his financial status ie savings he could well be entitled to Housing Benefit (if he renting a place) and Council Tax Benefit in other words his rent and Council Tax being paid for him. The Utilities companies also have a system where (again depending on financial circumstances) they give credits to help pay elec/gas/water bills.

Depending on wot sort of work he's done he could probably apply to a charity (s) for help see www.turn2us.org.uk for listings. I'm a Case Worker for SSAFA - Forces Help the ex/current forces national charity and quite often apply to civvy charities (as well as forces benevolent funds) for financial assistance for my clients.

Davie321

Send a message to this user
Posts: 76
Posted At: 02/01/2010 10:22:45

Quoting backpacker (20/11/2009 @ 15:01:07):
Crikey, two people agreeing with me!

I must be losing my touch. Big cheesy grin


I'd be really worried - I'm agreeing with you too.

Benefits aren't some sort of 'hand-out'. They are like insurance: you pay in so that when you need it you can make a claim.

By their very nature some will pay the 'premiums' and never make a claim, others will claim frequently; but that's how it works.
Davie321

Send a message to this user
Posts: 76
Posted At: 02/01/2010 10:22:47

Quoting backpacker (20/11/2009 @ 15:01:07):
Crikey, two people agreeing with me!

I must be losing my touch. Big cheesy grin


I'd be really worried - I'm agreeing with you too.

Benefits aren't some sort of 'hand-out'. They are like insurance: you pay in so that when you need it you can make a claim.

By their very nature some will pay the 'premiums' and never make a claim, others will claim frequently; but that's how it works.
Delilahcat

Send a message to this user
Posts: 8395
Posted At: 02/01/2010 11:57:39

Spot on Davie...that's why it is called 'National Insurance.' The National Insurance Fund is almost 40 billion in credit so it is really misplaced pride by not claiming.
Oldjim when I worked for the Pension Service I frequently liaised with your charity to help out former members of the services who didn't have full pension records. Glad to see you are keeping up the good work.c
Misdee

Send a message to this user
Posts: 90
Posted At: 02/01/2010 13:23:28

I'm another one who agrees that we should all claim any money that we possibly can when we have indeed paid for it.

I also worked as a supply teacher and also claimed JSA some years ago now (in fact in 1988 when I moved to Norfolk having just got married). The form filling is boring and time-consuming but well worth it to continue getting the NI sorted out. I was also told that if after 6 months I still had not found employment I could go for re-training. Shame I never found out what re-training they would have suggested as I got a part-time job which was what I was looking for, although I would have taken a full-time one if that had been on offer.

Misdee
jonha

Send a message to this user
Posts: 116
Posted At: 14/01/2010 23:21:29

As I was a trained Advisor ,anyone who plays silly games against the basic rules has no benefit (sorry pun not intended ) as so advised the Regulation are established via LAW of this UK so its NOT charity .Further , as students they ALL join Students Union automatically there fore its part & parcel of learning & further Education ,I would expect lack of info & such other insinuations on drop outs,but, not from those taking higher Education ,These Publications will be in all Universitys also other special Advisory Organisations C.P.A.Group which have a web site too & Public Libraries . Any way if these so called wise & rich students are embarrassed cliaming they could give that welfare money to Charity
Jump to Page: 1
Please note: contents of discussions and comments submitted to the Zone forums are posted by individuals acting in their own right and do not necessarily reflect the views of Saga or the Acromas Group, who cannot take responsibility for the views expressed by participants on the site.
Privacy Policy Terms and Conditions © COPYRIGHT SAGA